Our Team

Paul Edgar

Paul is a Certified Financial Planner (CFP) and a Certified Practising Accountant (CPA) with over 25 years of experience in both areas. Paul commenced his career as an accountant, completing the Graduate Diploma in Public Accounting and becoming a fully-qualified accountant (CPA). As financial planning emerged in the 1980s, Paul developed skills and experience in the area, completing the Diploma of Financial Planning and becoming a fully-qualified financial planner (CFP). More recently, Paul has attended numerous conferences and completed various courses, specialising in the following areas: superannuation and tax, self-managed superannuation funds (SMSFs), aged care, and investment portfolios. Paul is a Director of Money Guidance Pty Ltd and as an Authorised Representative (No. 260576), he is licensed to provide financial advice. He is also a member of the Financial Planning Association (FPA) and a Fellow of CPA Australia (FCPA).

Heather Smith

Heather is a qualified financial planner specialising in retirement planning and aged care with over 16 years of experience. Prior to that, Heather worked as an accountant whilst completing the Diploma of Accounting. Heather has had her own accounting practice and has also worked in various management positions including Finance Director, Company Secretary and Accountant. Heather is licensed to provide financial advice as an Authorised Representative (No. 260573) of Money Guidance Pty Ltd and has been a member of the Financial Planning Association (FPA) for 16 years.

Chris Edgar

Chris is an accountant and the Practice Manager for Paul Edgar Pty Ltd with over five years' experience. Chris completed his Bachelor of Commerce (Accounting) in 2010. Separate to his university studies, Chris has also completed the H&R Block income tax course to compliment his experience in preparing tax returns. Chris's two areas of specialisation are income tax returns and accounting for self-managed superannuation funds. Chris also manages the office IT system and is our first port of call for any computer issues. Chris is an Associate member of CPA Australia and is studying to attain full CPA status.

Anna Mancini

Anna commenced her financial planning career in 2004, completing the Advanced Diploma of Financial Planning in 2006 whilst working and now has over five years' experience in financial planning. Anna holds a Bachelor of Business (Management) and prior to 2004, her background was in recruitment consulting and customer service management. As well as completing the Advanced Diploma in Financial Planning in 2006, Anna completed the H&R Block course in 2007 to fine-tune her income-tax skills. Her interests include spending time with her two young daughters as well as reading about finance and money matters.

Peny Wilkie

Peny is a personal assistant to Heather and the two of them have over 10 years of experience working together. Prior to that, Peny worked for another financial planning company for over ten years, bringing her total years of administrative experience in financial planning to above 20. Peny barracks for the Melbourne Demons even though they were bottom of the ladder in 2009!