This website does not contain personal financial advice.
Personal financial advice is financial advice which is specific to your own financial circumstances, goals or needs. Examples include:
- A strategy to reduce your tax bill based on your employment income, age, assets and liabilities
- Investment recommendations based on your attitude to investing (risk tolerance), age, time frame and purpose for investing (e.g. income in retirement)
- Advice on restructuring your finances to increase your Centrelink age pension and reduce your aged care fees based on your assets (including whether you are a homeowner), whether you receive any other pensions and any other relevant details
Under Australian law, we must provide you with a personalised document called a Statement of Advice, before we can give you personal financial advice. If you would like personal financial advice specific to your own financial circumstances, goals or needs, please contact us on (03) 9875 4300.
If you have not received personal financial advice from us and you use, in any way, information contained on this website, then we accept no responsibility whatsoever. In fact, we only accept responsibility when we provide you with personal financial advice (which means you must first receive a Statement of Advice from us). If you have not received personal financial advice from us, we accept no liability whatsoever for any information on this website.
We hold Professional Indemnity Insurance cover for the activities conducted under our Australian Financial Services Licence. The limit of the indemnity is $2,000,000 for any one claim and $4,000,000 in the aggregate for all claims. The insurance will cover claims made in relation to the conduct of authorised representatives, representatives and employees of the Money Guidance Pty Ltd (including those who no longer work for Money Guidance Pty Ltd but who did at the time of the relevant conduct). Our Professional Indemnity Insurance cover satisfies the requirements of s. 912B of the Corporations Act.